Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Cold Spring is a city in Stearns County, Minnesota, United States. The population was 2,975 at the 2000 census. It is part of the St. Cloud Metropolitan Statistical Area. The city was thrust in the national spotlight on September 24, 2003 when then 15-year-old Jason McLaughlin shot and killed two classmates in the Rocori High School shooting.