Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Cosmos is a city in Meeker County, Minnesota, United States, along the South Fork of the Crow River. The population was 582 at the 2000 census. Minnesota State Highways 4 and 7 are two of the main arterial routes in the community. On the third weekend in July, the city holds the Cosmos Space Festival. See link below.