Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Esko is an unincorporated community in Thomson Township, Carlton County, Minnesota, United States. The community is located between Cloquet and Duluth at the junction of Interstate 35 and County Road 1 (Thomson Road). County 61 serves as a main route in the community. Settled in the woods of Carlton County, most of the residents are descendants of Finnish, Norwegian and Swedish immigrants who settled the area during the early 20th Century. The nearby community of Thomson also is known to have a large Scandinavian presence. The town holds a school for K-12 commonly called Esko high school, yet its true name is Lincoln high school.