Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Litchfield is a city in and the county seat of Meeker County, Minnesota, United States. The population was 6,562 at the 2000 census. Litchfield is among the largest of a series of "whistle stop" towns built along a railway extending west from Minneapolis in the nineteenth century. U.S. Route 12 follows the rail route, which is still active.