Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Sartell is a city in Benton and Stearns counties in the U.S. state of Minnesota. It is part of the St. Cloud Metropolitan Statistical Area. The population was 13,915 as of July 1, 2008 census estimates, making it St. Cloud's most populous suburb and largest city in the central Minnesota region after St. Cloud.