Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Stillwater is a city in Washington County, Minnesota, directly across the St. Croix River from the state of Wisconsin. The population was 15,143 at the 2000 census. It is the county seat of Washington County. Stillwater is part of the Twin Cities Metro Area. Stillwater is notable for its antiquarian bookstores, being a book town.