Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Zumbrota is a city in Goodhue County, Minnesota, United States, along the North Fork of the Zumbro River. The population was 2,789 at the 2000 census. It promotes itself as "the only Zumbrota in the world. " Zumbrota is the home of the Zumbrota Covered Bridge, the last structure of its kind in the state of Minnesota.