Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hernando is a city in central DeSoto County, Mississippi. The population was 6,812 at the 2000 census. The 2006 census estimate reflects a population of 10,580. Hernando is the county seat of DeSoto County, the second-most-populous county in the Memphis metropolitan area. US Hwy 51 and the I-55 freeway traverse the entire city from north to south. Hernando's historic downtown square, which surrounds the county courthouse, sits at the intersection of Commerce St. and US-51.