Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Earth City, Missouri is an unincorporated community located in St. Louis County, along Interstate 70 near the Missouri River. It is bounded by the city of Bridgeton on the east and north, the city of Maryland Heights to the south, and the Missouri River to the west. It is also in proximity to Lambert International Airport. The town is notable as being home to the headquarters of the Save-A-Lot grocery chain and a major UPS shipping hub. It is a major business park bounded by I-70 on the south, I-270 on the east, and MO 370 to the north. It is also within 3 miles of 3 of the 4 major river crossing bridges over the Missouri River. At one time Express Scripts had its headquarters in Maryland Heights, near Earth City. Express Scripts announced in 2005 that it will build a new headquarters on the grounds of the University of Missouri-St. Louis. The company planned to break ground for the facility in late 2005 and move into the facility in March 2007. On June 8, 2007, Express Scripts opened its new world headquarters.