Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Jefferson City is the capital of the U.S. state of Missouri and the county seat of Cole County. Located in Callaway and Cole counties, it is the principal city of the Jefferson City metropolitan area, which encompasses the entirety of both counties. As of 2008, the population was 40,771. Jefferson City was named after Thomas Jefferson, the third president of the United States of America. Jefferson City is on the northern edge of the Ozark Plateau on the southern side of the Missouri River near the geographic center of the state, in a region known as Mid-Missouri. It is at the western edge of the Missouri Rhineland, a wine-producing region. The city is dominated by the domed Capitol, rising from a bluff overlooking the Missouri River to the north. Lewis and Clark passed beneath that bluff on their historic expedition upriver before Europeans established any settlement there.