Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Joplin is a city in southern Jasper County and northern Newton County in the southwestern corner of the U.S. state of Missouri. Joplin is the largest city in Jasper County, though it is not the county seat. In 2008, the population was estimated at 49,775 and the surrounding Metropolitan Statistical Area had an estimated population of 172,933 in 2008. Although often believed to be named for ragtime composer Scott Joplin who lived in Sedalia, Missouri, Joplin is actually named for the Reverend Harris Joplin, the founder of the area's first Methodist congregation. Joplin was established in 1873 and expanded significantly from the wealth created by the mining of zinc, its growth faltering after World War II when the price of the mineral collapsed. The city gained additional renown as one of the stops on the historic Route 66.