Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Protem is an unincorporated community in southeastern Taney County, Missouri, United States, about ten miles north of the Arkansas state line. It is located on Route 125. A fire station, a post office, and some homes are located there. The community was founded in 1870. The name comes from pro tempore (Latin for "temporary"), because the original community could not settle on a name and a temporary one (which became permanent) was needed. The community was jokingly boycotted by the alternative rock band Inferno Armadillo in 2008 following a report that a dozen armadillos were killed in a day by a local resident. The band encouraged fans to avoid spending money at the Protem Post Office. Protem is part of the Branson, Missouri Micropolitan Statistical Area.