Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hastings is a city in and the county seat of Adams County, Nebraska, United States. The population was 24,064 at the 2000 census. Hastings is home to Hastings College, a four-year liberal arts college founded in 1882. It is known as the town where Kool-Aid was invented by Edwin Perkins in 1927, and celebrates that event with Kool-Aid Days the second weekend of every August. Hastings is also home to Fisher Fountain, and during World War II operated the largest Naval Ammunition Depot in the United States. Hastings is also the birthplace of Neal Hefti and former University of Nebraska football coach and Congressman Tom Osborne. A National Weather Service Forecast Office is located there, serving central and south-central Nebraska and six counties in north-central Kansas. On June 24, 2007, Hastings won Yahoo's Greenest City in America competition. Hastings is the principal city of the Hastings, Nebraska Micropolitan Statistical Area, which consists of Adams and Clay counties.