Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Vinland is a small agricultural unincorporated community south of the city of Lawrence and near Baldwin City in Douglas County, Kansas, United States. It is part of the Lawrence Metropolitan Statistical Area. It has rolling grassy hills and large maple trees. The topsoil is excellent for a wide variety of crops, including corn, wheat, milo, alfalfa. Many dairy farms are also in the area. The first settlers came in 1854 or 1855; they were mostly abolitionists spurred on by the Kansas-Nebraska Act. Renowned Jayhawker Silas Soule was among them. Like much of eastern Kansas, Vinland struggled in the Bleeding Kansas period to keep the land free from slavery, and at least one man was killed in various skirmishes, including the Battle of Black Jack in June, 1856. People in Vinland call this the "first battle of the American Civil War. " Today, "downtown" Vinland has about a dozen homes (many dating from the early part of the 20th century), an airfield (mostly used by small private planes), a small elementary school serving the Baldwin School District, a Grange Hall, and Coal Creek Library (founded in 1859), the oldest lending library west of the Mississippi River. Most years since 1874 Vinland has hosted a country fair, attracting thousands of visitors; the 100th Vinland Fair was held in 2007.