Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Ogallala is a city in Keith County, Nebraska, United States. The population was 4,930 at the 2000 census. It is the county seat of Keith County. In the days of the Nebraska Territory, the city was a stop on the Pony Express and later along the transcontinental railroad. The Ogallala Aquifer was named after the city.