Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Shelby is a village in Polk County, Nebraska, United States. The population was 690 at the 2000 census. The center of population of Nebraska is located near Shelby . Shelby lies along the north side of Highway 81 near the eastern edge of Polk County. It is six miles (10 km) east of Osceola, and just 17 miles (27 km) south and three miles (5 km) west of Columbus.