Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Owyhee is a census-designated place (CDP) in Elko County, Nevada, United States. The population was 1,017 at the 2000 census. It is part of the Elko Micropolitan Statistical Area. Owyhee is also located within the Duck Valley Indian Reservation, and since the reservation is also located in southwestern Idaho, the Nevada portion of the reservation is in the Mountain Time Zone. Owyhee and Mountain City (located 12 miles southeast of Owyhee, and 2 miles southeast of the reservation), are not exempt from state legislation which places them officially in the Pacific Time Zone, but they observe Mountain Time anyway.