Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Spofford is a village in the northeastern part of the town of Chesterfield in Cheshire County, New Hampshire, United States. It is situated at the outlet of Spofford Lake and is located along New Hampshire Route 9A. While no population figures are available for Spofford, it is slightly larger than the town-center village of Chesterfield. Children who live in Spofford go to Chesterfield School.