Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Berkeley Heights is a township in Union County, New Jersey, United States. As of the United States 2000 Census, the township population was 13,407. What is now Berkeley Heights was originally incorporated as New Providence Township by an Act of the New Jersey Legislature on November 8, 1809, from portions of Springfield Township, while the area was still part of Essex County. New Providence Township became part of the newly-formed Union County at its creation on March 19, 1857. Portions of the township were taken on March 23, 1869, to create Summit, and on March 14, 1899, to form the borough of New Providence. On November 6, 1951, the name of the township was changed to Berkeley Heights, based on the results of a referendum held that day. In Money magazine's 2007 Best Places to Live rankings, Berkeley Heights ranked 45th of out of a potential 2,800 places in the United States with populations above 7,500 and under 50,000. New Jersey Monthly magazine ranked Berkeley Heights as the 59th best place to live in New Jersey in its 2008 rankings of the "Best Places To Live" in New Jersey.