Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Cranford is a township in Union County, New Jersey, United States. As of the United States 2000 Census, the township population was 22,578. Cranford was incorporated as a township by an Act of the New Jersey Legislature on March 14, 1871, from portions of the Townships of Clark, Linden, Springfield, Union and Westfield. Portions of the township were taken to form Garwood (March 19, 1903) and Kenilworth (March 13, 1907). New Jersey Monthly magazine ranked Cranford as its 37th best place to live in its 2008 rankings of the "Best Places To Live" in New Jersey.