Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hackettstown is a town in Warren County, New Jersey, United States. As of the United States 2000 Census, the town population was 10,403. The town is located in the eastern most region of the Lehigh Valley. Hackettstown was incorporated as a town by an Act of the New Jersey Legislature on March 9, 1853, from portions of Independence Township. Portions of territory were exchanged with Mansfield Township in 1857, 1860, 1872 and 1875. Hackettstown houses the headquarters of Mars Chocolate USA, the American division of Mars, Incorporated, makers of Milky Way, Mars, M&M's, Twix and Snickers candy bars, as well as pet foods (such as the well-known Whiskas and Pedigree brands), human foods and non-confectionery snack foods. It is believed that Hackettstown was named after Samuel Hackett, a prominent landowner who is said to have "contributed liberally to the liquid refreshments on the christening of a new hotel, in order to secure the name which, before this, had been Helms' Mills or Musconetcong". Hackettstown was named #72 of the top 100 towns in the United States to Live and Work In by Money Magazine in 2005, it has not been included since.