Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hamburg is a Borough in Sussex County, New Jersey, United States. As of the United States 2000 Census, the borough population was 3,105. In 1753, when Sussex County was formed, Hamburg was part of New Town; on February 25, 1762, it became part of the newly established Hardyston Township. On April 8, 1793, when Vernon Township was formed from Hardyston, Hamburg was included within the boundaries of Vernon. In 1852, the boundary line was changed so that Hamburg was again in Hardyston Township. Hamburg was incorporated as a borough on March 19, 1920 from portions of Hardyston Township, based on the results of a referendum held on April 24, 1920.