Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Landing is a small settlement and unincorporated area located within Roxbury Township, New Jersey, on the south shore of Lake Hopatcong near Hopatcong State Park. The area is served as United States Postal Service ZIP Code 07850. As of the United States Census, 2000, the population for ZIP Code Tabulation Area 07850 was 6,827. From the 1880s through the 1940s it was a popular summer resort area, but by the 1970s it had evolved into a comfortable middle-class community.