Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Martinsville is an unincorporated area located within Bridgewater in Somerset County, New Jersey. Martinsville is located in northeastern Bridgewater near Warren Township; the 08836 ZIP Code takes in the southern extension of Bernards as well. It is a predominantly residential area, though it does have its own commercial center along Washington Valley Road, and its own post office.