Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
North Bergen is a township in Hudson County, New Jersey, United States. As of the United States 2000 Census, the township had a total population of 58,092. North Bergen was incorporated as a township on April 10, 1843, by an Act of the New Jersey Legislature, from Bergen Township. Portions of the township have been taken to form Hoboken Township (April 9, 1849, now the City of Hoboken), Hudson Town (April 12, 1852, later part of Hudson City), Hudson City (April 11, 1855, later annexed by Jersey City), Guttenberg (formed within the township on March 9, 1859, and set off as an independent municipality on April 1, 1878), Weehawken (March 15, 1859), Union Township and West Hoboken Township (both created on February 28, 1861), Union Hill town (March 29, 1864) and Secaucus (March 12, 1900).