Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Ocean Grove is an unincorporated community and a census-designated place in Neptune Township, Monmouth County, New Jersey. It is located on the Atlantic Ocean Jersey Shore, between Asbury Park to the north and Bradley Beach to the south. Listed on the National Register of Historic Places, Ocean Grove is noted for its abundant examples of Victorian architecture. Ocean Grove was founded in 1869 as an outgrowth of the camp meeting movement in the United States, when a group of Methodist clergymen, led by William B. Osborn and Ellwood H. Stokes, formed the Ocean Grove Camp Meeting Association to develop and operate a summer camp meeting site on the New Jersey seashore. By the early 20th century, the popular Christian meeting ground became known as the "Queen of Religious Resorts". The community's land is still owned by the camp meeting association and leased to individual homeowners and businesses. Ocean Grove remains the longest-active camp meeting site in the United States.