Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Phillipsburg, known locally as P'burg, is a town in Warren County, New Jersey, in the United States. As of 2006, the town population was 14,831. Phillipsburg was incorporated as a town by an Act of the New Jersey Legislature on March 8, 1861, from portions of Phillipsburg Township. The town is located in western New Jersey, on the border of Pennsylvania, and is considered the eastern border of the region's Lehigh Valley.