Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Plainfield is a city in Union County, New Jersey, United States. As of the United States 2000 Census, the city population was 47,829. Plainfield was originally formed as a township on April 5, 1847, from portions of Westfield Township, while the area was still part of Essex County. On March 19, 1857, it became part of the newly-created Union County. Plainfield was incorporated as a city by an Act of the New Jersey Legislature on April 21, 1869, from portions of Plainfield Township, based on the results of a referendum held that same day. The city and township coexisted until March 6, 1878, when Plainfield Township was dissolved and parts absorbed by Plainfield City and the remainder becoming Fanwood Township (now known as Scotch Plains). Plainfield is nicknamed "The Queen City".