Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Rocky Hill is a Borough in Somerset County, New Jersey, United States, named for the Rocky Hill Ridge. It was earlier known as the Devil's Featherbed because it was difficult to travel the rocky terrain by horse and wagon. As of the United States 2000 Census, the borough population was 662. Rocky Hill was incorporated as a borough by an Act of the New Jersey Legislature on December 18, 1889, from portions of Montgomery Township, based on the results of a referendum held four days earlier.