Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Sergeantsville is an historic community located within Delaware Township, in Hunterdon County, New Jersey, United States. Sergeantsville was first settled by a Mr. Thatcher in 1700, and was later named for Charles Sergeant, an American Revolutionary War soldier, in honor of the Sergeant family of which three brothers were local shopkeepers. "Out-of-towners give themselves away when they pronounce the first syllable 'sarge'; it's 'serge. '" Green Sergeant Covered Bridge, constructed in 1872 across the Wickecheoke Creek, is located just west of Sergeantsville and is the oldest remaining covered bridge in New Jersey. Sergeantsville was officially created in 1827 when it became desirable to establish a post office. Until that time, this largely rural area was known as "Skunktown", perhaps because the town served as a market center for skunk pelts. Sergeantsville's annual "Thanksgiving in the Country" house tour, established in 1973, takes four or five different homes each year, that have historical, architectural or cultural qualities.