Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Fort Sumner is a village in De Baca County, New Mexico, United States. The population was 1,249 at the 2000 census. It is the county seat of De Baca County. Fort Sumner is the spring and fall home of the Columbia Scientific Balloon Facility, and is home to the burial site of famed outlaw of the American West Billy the Kid.