Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Jemez Springs is a village in Sandoval County, New Mexico, United States. The population was 375 at the 2000 census. Named for the nearby Pueblo of Jemez, the village is the site of Jemez State Monument and the headquarters of the Jemez Ranger District. The village and nearby locations in the Jemez Valley are the site of hot springs and several religious retreats.