Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Laguna is a census-designated place (CDP) in Cibola County, New Mexico, United States. The population was 423 at the 2000 census. Located west of Albuquerque, Laguna is a former Indian Pueblo village. The area of historic Laguna Pueblo is usually called Old Laguna and the modern "suburbs", New Laguna. Laguna was founded in 1699, making it the most recent of the New Mexican pueblos. The Laguna Pueblos speak Western Keresan. Laguna is home to an annual feast to San José.