Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Montezuma is an unincorporated community in San Miguel County, New Mexico, United States. It is located about five miles northwest of the city of Las Vegas, New Mexico. The town was best known for many years for its natural hot springs, and was in fact called "Los Ojos Calientes". or "Las Vegas Hot Springs" until the late 19th century. The town consists of ranches, a post office, and the United World College-USA.