Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Apalachin is a census-designated place within the Town of Owego in Tioga County, New York, United States. The population was 1,126 in the 2000 census. It is named after the Apalachin Creek. Apalachin means From where the messenger returned in the Lenape. Apalachin is in the southeast part of the Town of Owego and is west of Binghamton, New York. It is also part of the Binghamton Metropolitan Statistical Area.