Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Ardsley is a village in Westchester County, New York, United States. The population was 4,269 at the 2000 census. The Village of Ardsley is located in the Town of Greenburgh. The Ardsley post office serves the entire village of Ardsley plus some nearby unincorporated sections of the Town of Greenburgh. The Ardsley Union Free School District consists of the entire Village of Ardsley plus parts of the Village of Dobbs Ferry and Town of Greenburgh. Every location served by the Ardsley post office is in the Ardsley Union Free School District. The current mayor of Ardsley is Jay Leon.