Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Batavia is a city in Genesee County, Western New York, USA, located near the middle of Genesee County, entirely within the Town of Batavia. Its population as of the 2000 census was 16,256. The name Batavia is Latin for the Betuwe region of the Netherlands, and honors early Dutch land developers. Batavia is the county seat of Genesee County. The city hosts the Batavia Muckdogs baseball club of the New York-Penn League. They won the 2008 championship. In 2006, a national magazine ranked Batavia third among the nation’s micropolitans based on economic development. The New York State Thruway passes north of the city. Genesee County Airport (GVQ) is also located north of the city. Its UN/LOCODE is USBIA.