Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Brewerton is a census-designated place (CDP) in the town of Cicero in Onondaga County and the town of Hastings in Oswego County in the U.S. state of New York. It lies at the west end of Oneida Lake at its outlet into the Oneida River. The population was 3,455 at the 2000 census. Nineteenth century maps indicate that this area was once known as Fort Brewerton, while Brewerton meant the Cicero portion.