Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
The Town of Brookhaven is a town located in central Suffolk County, New York, USA, and stretches from the North Shore to the South Shore of Long Island. Brookhaven is part of the New York metropolitan area. The population of the town was 448,248 at the 2000 census. It is the largest town (by area, if including water area) in the state of New York, and the second most populous, exceeded only by the Town of Hempstead in Nassau County.