Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Churubusco is a hamlet in the Town of Clinton, in Clinton County, New York, United States. The community is located on New York State Route 189 north of U.S. Route 11 near the Quebec border. The community was named in honor of the U.S. troops that fought in the Battle of Churubusco campaign during the Mexican–American War. The area ZIP code is 12923.