Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Clarence is a town located in the northeastern part of Erie County, New York, United States. The population was 26,123 at the 2000 census. Clarence is also the name of a postal district in the south part of the town with ZIP code 14031. It is named after the House of Clarence in England. The Town of Clarence is in the northeast part of the county. The town is northeast of Buffalo. There are no incorporated villages within the town.