Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Clifton Park is a town in Saratoga County, New York, United States. According to the United States Census Bureau, the 2006 population estimate for Clifton Park was 36,447. The name is derived from an early land patent. The town is in the south part of the county and is located approx. 12 miles (19 km) north of Albany and northeast of Schenectady, and 10 miles (16 km) south of Saratoga Springs.