Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Clifton Springs is a village located in Ontario County, New York, United States. The population was 2,223 at the 2000 census. The village takes its name from local mineral springs. The Village of Clifton Springs is located primarily in the Town of Manchester, but the eastern part is in the Town of Phelps. The village is southeast of Rochester, NY.