Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Cohoes is a city located at the northeast corner of Albany County New York, USA. It is called the "Spindle City" because of the importance of textile production to its growth. As of the 2000 census, the city population was 15,521. The name was believed to have arisen from a Mohawk expression, Ga-ha-oose, referring to the Cohoes Falls and meaning "Place of the Falling Canoe," an interpretation originated by Horatio Gates Spafford in his 1823 publication "A Gazetteer of the State of New York". Later historians posited that the name is derived from the Algonquin "Cohos," which is a place name based on a word meaning "Pine tree."