Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Collins is a town in Erie County, New York, United States. The town is on the south border of the county and is considered to be one of the "Southtowns" of Erie County. The population indicated by the 2000 census was 8,307. The population for 2007 is estimated at 7,092, a loss of 1,215 citizens.