Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Copake is a town in Columbia County, United States. New York, United States. The population was 3,278 at the 2000 census. The town derives its name from a lake, which was known to the natives as "Snake Pond. " The town borders Taconic State Park. The Town of Copake is on the eastern border of the county.