Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Cottekill is an unincorporated hamlet in the town of Rosendale, Ulster county, New York in the United States. It is approximately 2.25 miles west of the hamlet of Stone Ridge, 2.5 miles north of Rosendale village, 8.75 miles south of the city of Kingston and 10.9 miles north of the village of New Paltz. It features a Post Office (12419), its own fire department and the Cross Roads Deli at the intersection of Ulster County Routes 1 (Lucas Avenue) & 26 (Cottekill Road). Schools located here are the Rosendale Elementary School (K - 4), part of the Rondout Valley Central Schools District and the Brookside School, a private school for children with developmental disabilities. It is also home to the Sustainable Living Resource Center, a project of Sustainable Hudson Valley.