Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Erin is a town in Chemung County, New York, United States. The population was 2,054 at the 2000 census. The name was applied by early settlers from Ireland. The Town of Erin is east of Elmira and is at the county's northeast border. It is part of the 'Elmira, New York Metropolitan Statistical Area'.