Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Esopus is a town in Ulster County, New York, United States. The population was 9,331 at the 2000 census. The name comes from the local Indian tribe and means "high banks. " The Town of Esopus is on the west bank of the Hudson River south of the City of Kingston. The town center is in Port Ewen. US Route 9W passes up the east side of the town.