Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Henrietta is a town in Monroe County, New York, United States. It is a suburb of Rochester. The population was 39,028 at the 2000 census. Established in 1818, the town is named after Henrietta Laura Pulteney, Countess of Bath, daughter of Sir William Pulteney, 5th Baronet, a major British investor from the Pulteney Association in U.S. real estate at the end of the 18th century. Henrietta is home to the Rochester Institute of Technology.